Dear US retirees,
Trump just looked at Australia's retirement system and said he wants it here.
His exact words to reporters this week.
"We're going to be taking their plan. It's worked out very well."
He is talking about superannuation.
Here is what it is.
Since 1992 Australia has required every employer to contribute 12% of every worker's wages into a mandatory retirement savings account.
Not optional.
Not something workers have to remember to set up. Mandatory. Every paycheck. Every worker. Every employer.
The result?
Australia has one of the strongest retirement systems on earth.
The average Australian retires with significantly more saved than the average American.
The system has grown to over $3.5 trillion in assets.
A country of 26 million people built a retirement savings machine that the most powerful nation on earth is now trying to copy.
Here is what that tells you about your own retirement right now.
Not about Trump. Not about Congress. Not about whether this ever passes.
About you. And what you should already be doing. Today.
The Lesson Australia Figured Out That Most Americans Never Do.
Australia did not get wealthy because of a government program.
They got wealthy because the program forced people to invest.
Consistently. Automatically. Every single pay period. Without fail.
That is the whole secret.
Not brilliance. Not timing. Not picking the right stocks at the right moment.
Consistency.
Here at US Retirement Report we talk about this constantly. The retirees who build real wealth are not the ones who made one perfect decision at one perfect moment.
They are the ones who kept buying through the crashes, the corrections, the scary headlines, and the Washington drama. Month after month. Year after year.
Australia legislated that behavior.
You can choose it yourself.
Starting today.
What Consistent Investing Actually Looks Like in Real Dollars.
I want to show you something personal.
Not a hypothetical. Not a made-up example.
My own portfolio.
In 2017 I bought Costco in my personal account.
Not because I thought it was going to explode. Because I understood the business. Membership model. Loyal customers. Pricing power. The kind of company that keeps generating cash no matter what the economy does.
I held it.
Through COVID. Through inflation. Through every scary headline about consumer spending.
$1,000 invested in Costco in January 2017 is worth approximately $6,000 today.
In 2021 I bought Cummins. Industrial powerhouse. Diesel and natural gas engines. The kind of unglamorous business that powers the world's infrastructure and raises its dividend every year.
$1,000 invested in Cummins five years ago is worth approximately $2,339 today. Including dividends reinvested.
Also in 2021 I bought Qualcomm. Semiconductor company. 5G infrastructure play. Growing dividend. Trading at a reasonable valuation when most of Wall Street was ignoring it chasing sexier names.
$1,000 invested in Qualcomm five years ago is worth approximately $2,085 today.
None of these were lottery tickets.
None of them required perfect timing.
They required one thing.
Understanding what I owned and holding it long enough for the thesis to play out.
That is it. That is the whole strategy.
The System Trump Wants Already Exists. For You. Right Now.
You do not need Congress to pass anything.
You do not need an employer mandate.
You do not need Australia's superannuation system to land in Washington before you start doing what Australia does.
You can build your own super system.
Right now. Today.
Pick a percentage of your monthly income. Five percent. Ten percent. Whatever genuinely fits your situation.
Pick companies you understand. Businesses with durable models. Pricing power. Growing dividends. The kind of companies that do not just survive economic cycles. They compound through them.
Set up automatic monthly purchases.
Then leave it alone.
That is the Australian system. Except you built it yourself. Without waiting for Washington to do it for you.
The retirees who will look back on 2026 with satisfaction are not the ones who waited for a government program.
They are the ones who started their own.
We Are Building Something For You.
Hundreds of you have already replied with one word.
"Income."
You want specific ideas. Not theory. Not principles. Actual companies. With actual theses. With actual dividend histories. Built specifically for retirement portfolios.
We are almost ready.
US Retirement Report Income Investor launches soon.
Two income picks per month.
A model portfolio you can track. Position sizing guidance. Monthly updates. Built by someone who has skin in the game. Who owns these companies in their own account. Who holds through the scary headlines right alongside you.
Not a newsletter written from a distance.
A portfolio built alongside yours.
If you have not already replied "Income" to this email, do it now.
One word. That is it.
First access. Founding member pricing. The first pick before anyone else sees it.
Reply now.
Stay sharp.
— US Retirement Report
This newsletter is for informational and educational purposes only and does not constitute financial, tax, or investment advice. Past performance of any security mentioned reflects the author's personal portfolio only and is not indicative of future results. Please consult a qualified financial advisor before making any investment decisions.
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