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Dear US Retiree,

Forget who is in office.

Forget the politics entirely.

Here is a fact worth your attention.

In March alone, the President carried out 175 financial transactions. Most of them bonds. State bonds. County bonds. School district bonds. Public agency bonds.

Total estimated value of the bond position: $337 million.

This is not a political story.

This is a wealth-building story.

Because here is what the wealthy understand that most people never learn.

When you have real money, you stop chasing excitement. You start managing risk.

The 1,700%+ Lesson From SpaceX’s IPO

SpaceX IPO’d at a $1.75T valuation. Three business days later, they were the sixth-most valuable public company.

Those who bought at the opening bell saw a 40% gain. Andreessen Horowitz, who invested back in 2023? 1,700%+. The lesson? Today’s biggest growth comes at the private stage.

It’s why institutions love private-stage opportunities. A similar dynamic’s playing out in lithium, where General Motors backed $1B+ private unicorn EnergyX. Except this time, you can join them.

EnergyX’s patented tech can recover up to 3X more lithium than traditional methods. And with lithium prices up 75% this year and demand projected to grow 5X by 2040, they’re perfectly positioned.

After opening America’s largest lithium production facility of its kind, EnergyX is preparing to unlock up to 13M tons. Become a private-stage EnergyX before the 7/16 deadline.

Energy Exploration Technologies, Inc. (“EnergyX”) has engaged Beehiiv to publish this communication in connection with EnergyX’s ongoing Regulation A offering. Beehiiv has been paid in cash and may receive additional compensation. Beehiiv and/or its affiliates do not currently hold securities of EnergyX.

This compensation and any current or future ownership interest could create a conflict of interest. Please consider this disclosure alongside EnergyX’s offering materials. EnergyX’s Regulation A offering has been qualified by the SEC. Offers and sales may be made only by means of the qualified offering circular. Before investing, carefully review the offering circular, including the risk factors. The offering circular is available at invest.energyx.com/.

Comparisons to other companies are for informational purposes only and should not imply similar results. Past performance is not indicative of future results. Market shortfall are forward‑looking estimates and are subject to substantial uncertainty.

Why This Matters to You, Not Him.

A man worth hundreds of millions does not buy municipal bonds for excitement.

He has access to private equity. Venture deals. Concentrated bets most of us will never see. If he wanted thrills, that is where he would put $337 million.

Instead he is sitting in school district bonds. County bonds. The most boring corner of the entire financial system.

That is not an accident. That is a signal.

Here is the principle hiding inside it.

Wealthy people protect first. Grow second. That order matters more than the specific asset.

Think about Harold, the retired engineer from one of our earlier briefings. Harold's advisor talked him out of selling everything during the Iran scare. Harold held. His portfolio recovered and then some.

Harold did not get lucky. Harold followed the same principle the wealthy follow instinctively. Protect the foundation. Let the foundation buy you the patience to let growth assets do their work.

A $337 million bond position is Harold's strategy with nine extra zeros.

The Trap Inside "Predicting" Rates.

Here is where most retail investors go wrong.

They try to guess the next move. Will the Fed cut. Will inflation stay sticky because of the Iran crisis. Will Kevin Warsh, Trump's pick for Fed chair, deliver the rate cuts he was hand-picked to deliver.

Nobody knows. Not analysts. Not economists. Not Warsh himself.

Under Senate questioning, Warsh said plainly: "The president never once asked me to commit to any particular interest rate decision, period. Nor would I ever agree to do so if he had."

No promises made. No certainty available. To anyone.

Here is what a wrong guess actually costs you.

Imagine a retiree with $200,000 in long-term bonds who bets confidently that rates are about to fall hard. They go all-in on 20-year treasuries to maximize the gain.

Instead, the Iran crisis keeps fuel prices high. Inflation stays sticky.

The Fed holds rates steady at 3.5% to 3.75%, exactly where they sit today. Those 20-year bonds barely move. Worse, if rates actually rise instead, that same position loses value while the retiree sits and waits.

Now imagine the same $200,000 split three ways: A third in short-term bonds. A third in dividend stocks. A third in something that does not depend on the Fed's decision at all.

One guess wrong does not wreck the year.

That is not a prediction strategy. That is a survival strategy.

It is also exactly what a $337 million bond portfolio sitting next to a real estate empire and a media company looks like when you zoom out.

The Piece Almost Nobody Holds.

Most retirement accounts are 100% paper.

Stocks. Bonds. Funds.

All of it tied to the same financial system. All of it vulnerable to the same inflation. The same currency. The same political uncertainty playing out in Washington news cycles week after week.

A gold IRA breaks that pattern.

You hold real, physical gold and silver. Inside a self-directed IRA, which offers the same tax advantages you already get from a traditional IRA.

Not paper. Not a promise. Not a number on a screen tied to whatever Washington does next.

A physical asset that has held purchasing power through every currency cycle, every rate decision, every administration for the last half century.

They have held an A+ rating from the Better Business Bureau for over a decade, backed by more than 1,100 customer reviews.

Minimum purchase is $25,000. Shipping is free. You also get access to Goldco's full retirement resource library, so you are not flying blind into a decision like this.

Want to see if physical gold belongs in your mix? Get Goldco's free gold and silver guide. Look at the numbers yourself.

The Bigger Lesson.

Here is what this story is really about.

Not Trump. Not Warsh. Not rate decisions you cannot control.

It is about behavior.

The wealthy diversify across assets that respond differently to the same news. Bonds for income. Equities for growth. Hard assets for protection against the thing none of us can predict.

You do not need $337 million to follow that principle.

You need the principle itself.

Protect first. Grow second. Diversify across more than just paper.

That is not politics.

That is just how money survives uncertainty.

Stay sharp.

— US Retirement Report

This newsletter is for informational and educational purposes only and does not constitute financial, tax, or investment advice. Please consult a qualified financial advisor before making any decisions.

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